For most retirees, income is a combination of sources—anything from Social Security, pensions, and retirement accounts to part-time income and inheritance. When we craft your retirement plan, we’ll explore multiple income scenarios so you can confidently build a robust, tax-optimized withdrawal strategy. 

If you are nearing retirement, you probably have one or more employer-sponsored plans from current and previous jobs. Our team will examine these plans and help you review all of your options. We can help you avoid common (and expensive) mistakes and show you the advantages and disadvantages of each option.  We want to assist you with making the most of what you’ve saved.

Yes! Both Social Security and Medicare are constantly changing, but our team stays on top of updates so you don’t have to. We can help you find the Social Security strategy that’s right for you, show you an estimate of your future benefits at various ages, and quantify how each option can affect your results. We can also help you understand your many Medicare choices and their impact on your long-term health care costs. 

Yes! Healthcare can become more complicated in retirement since you no longer have the option of an employer-sponsored plan—and you now have to consider rising medical costs and possible long-term care needs. We can help with questions like; what type and how much insurance do I need, how does the underwriting process work, and what if my needs change.